Houston Business Litigation Attorney
Legal Help for Bad Faith Insurance Practices Claims in Texas
Insurance companies are inundated with claims after a hurricane or tropical storm makes landfall, and they have the right to investigate each claim under their policies. However, when the processing time or responses for insurance claims becomes unfair and unreasonable, the insurance companies' conduct may cross a legal line and become a "bad faith " or "unfair" insurance practice that is prohibited by state laws.
If you are a business or homeowner who may be the victim of an insurance company's unfair or deceptive practices, contact the Houston-based hurricane insurance lawyers at Arnold & Itkin LLP to learn more about your options. Allow us to put our skills, expertise and extensive resources to work for you.
Unfair and Deceptive Insurance Practices
In recent years the Gulf Coast has seen its share of severe hurricanes, as well as several damaging tropical storms. As a result, insurance companies have been handling a massive volume of claims filed by homeowners and businesses alike. Due to the increased number of claims, insurance companies have seen their profit margins sink. Pressured to reduce their losses, insurance companies and their agents, brokers and adjusters may turn to prohibited practices, such as:
- Denying a claim even though the insurer's liability has been clearly established
- Coercing the claimant to settle under a portion of their coverage that may not correctly reflect the claim
- Denying a claim without providing a reasonable explanation for the basis of the denial;
- Failing to affirm or deny coverage of a claim or to submit a reservation of rights within a reasonable time period
- Forcing a full and final release of a claim when only a partial payment has been made to the claimant
- Refusing to pay a claim even though a reasonable investigation has not been conducted
- Making unreasonable demands for more information, documentation or interviews
- Conduct and requests that is aimed at frustrating the claims process.
Business Insurance Lawyer in Houston, TX
A Houston business lawyer at Arnold & Itkin LLP is experienced in holding insurance companies accountable for their unethical or illegal conduct and in obtaining successful verdicts and settlements on behalf of policyholders throughout Texas, Louisiana, Mississippi, Alabama, Georgia and Florida who have been harmed by their insurer's unfair practices.
We offer free consultations, and we will not charge for our services unless we are able to obtain a successful verdict or settlement on your behalf.
Contact a Houston business law attorney from the office today.