Houston Insurance Attorney

Getting Your Texas Insurance Claim Paid

The insurance attorneys at the Houston, Texas law firm of Arnold & Itkin LLP represent clients in first party insurance disputes over unfairly denied insurance claims, bad faith, unfair insurance practices, and other misconduct by their insurance providers.

The experienced Houston business law attorneys at Arnold & Itkin LLP work hard and act aggressively to maximize our clients' compensation. In 2011, our law firm secured more than $250 million in favorable verdicts and settlements.

If you are like most people, insurance is something you buy hoping you will never need it. However, if a time eventually comes when you do need it, you rightly trust that your insurance provider will be there for you, ready and willing to fulfill the promises made when they sold you your insurance policy. Unfortunately, that trust may be misplaced.

Insurance companies, like most businesses, operate with a profit objective: the less they pay out to settle your insurance claim, the more profit they can make. The best insurance companies successfully balance their profit objectives with the needs of their policyholders. However, when an insurance company prioritizes its profits over the rights of their insurance customers, you could be left holding the bag. If you are a victim of unfair insurance practices, insurance laws exist to protect your rights, and a qualified insurance attorney can hold an insurance company, its agents, and representatives accountable for their misconduct.

At Arnold & Itkin LLP, our legal team takes on cases involving complex insurance claim disputes and lawsuits. Click on a link below to read more about a particular practice area:

Insurance Disputes

Insurance disputes are extremely complex, and will require an attorney to thoroughly understand every aspect of the case. Whether your insurance claim was denied because the damage was not covered, or your insurance company is delaying payments on the claim, talking to our law firm is advised. Click here to read more about insurance disputes.

Unfair Insurance Practices

Under the Texas Insurance Code, insurance companies must abide by certain practices. When a company fails to follow these practices and engages in deceptive and unfair practices, they then become liable for damages caused and claims that are left unpaid. Click here to read more about unfair insurance practices.

Insurance Lawsuits

If you are caught in an insurance lawsuit of any type, you should already have an attorney involved on your case. Seeking a lawsuit on your own is something that is advised against, especially because an insurance company will be backed by large law firms. Click here to read more about insurance lawsuits.

Insurance Laws

The laws regulating insurance claims and practices in Texas are very strict, and when an insurance company breaks or bends the rules in their favor, a business or customer may be adversely affected. If you believe your insurance company has broken the Texas Insurance Code and refused your claim, call us today. Click here to read more about insurance laws.

Hurricane Insurance Claims

After a hurricane or tropical storm has ripped through a community, tearing apart homes and businesses, many residents seek insurance claims to find money to rebuild their property. When a claim is denied for an unlawful reason, justice must be sought. Click here to read more about hurricane insurance claims.

Insurance Common Questions

If you have questions about your hurricane insurance claim, such as who can sue or be sued during an insurance dispute. A Houston insurance lawyer can provide you with answers to all of your questions regarding insurance claims for your business. Click here to read more about insurance questions.

The Texas Insurance Code regulates the insurance industry and mandates specific regulations regarding unfair insurance practices. Under Texas law, if your insurance company has caused harm to you by engaging in unfair or deceptive practices, you can file a lawsuit against the insurer for damages. Specifically, it is illegal for an insurance company to engage in any of the following:

· Misrepresentations and false advertising of policy contracts

· Misrepresentation of insurance policies

· Unfair settlement practices

· False information and advertising generally

· Unfair discrimination

· Rebates; and

· Deceptive names, words, symbols, devices, and slogans.

The Texas Insurance Code also mandates certain time periods for an insurance company to acknowledge, investigate, and accept or reject a claim. In most cases, an insurance company must respond to your claim within 15 days. However, they are entitled to request more time to investigate and determine whether your claim will be accepted for denied. The company must, at least, inform you of that within the 15-day period.

Contact a Houston Insurance Lawyer Today

While the law is clear, most people rely on the insurance companies to respond on time and treat them fairly – and when that doesn't happen, legal action is often necessary to force an insurer to meet its obligations. The insurance attorneys at Arnold & Itkin LLP have represented many Texans in claims against insurance companies. We recognize that the circumstances that prompted you to file a claim in the first place are probably difficult and challenging enough; you should not have to spend hours dealing with uncooperative insurers when you need immediate financial help to cover loss after an accident, a hurricane, or other unexpected event.

We believe in accountability; if you meet the terms of the contract, so should your insurer. If you believe your insurance company has failed to honor your policy, or simply will not respond to your claim, we can help restore what is owed to you.

For a free consultation, contact a Texas business attorney today.