Hurricane Claims FAQs
Click on a link below to find more information about each of the following topics:
- What is the difference between a hurricane and a tropical storm, and does that difference affect my ability to collect insurance money for damages?
- Has the Gulf Coast region been hit particularly hard by hurricanes in recent years?
- Do insurance companies really try to avoid paying the full value of hurricane insurance claims?
- What damages will my insurance policy cover if my home is hit by a hurricane?
- What damages will my insurance policy cover if my Gulf Coast business is hit by a hurricane?
- If my home has been damaged in a hurricane, what should I do first?
- Some of the damages to my home were caused by wind, and the rest by storm surge. How will I know what is covered by my insurance policy?
- I'm confident that the roof and window damage to my home from the hurricane will be compensated by my insurance company, but what about my TV and stereo system that were destroyed when water came through the windows?
- My insurance company has assigned an “SIU adjuster” to my claim. What does this mean?
- It has been months since I heard from the insurance claims adjuster, and I still haven't received any compensation for the wind and storm damage to my home. Is there anything I can do to receive my payments?
- If my business is significantly slower after I reopen following a hurricane, can I file a claim with my insurance company for lost revenue?
- If a company that regularly provides important supplies for my business is unable to fulfill its obligations because of damages it suffered in a hurricane, will my insurance policy cover the additional expenses I will incur by having to go to another supplier?
- For several days, my business was forced to close down, and all my employees and customers were ordered by the state government to evacuate the area because of a hurricane. After the storm passed, the area where my business is located was blocked by the fire department. Can I recover any damages for this?
- It has been more than two years since a hurricane ripped through my home. If my insurance company refuses to pay the full value of my claim, will I be able to file a lawsuit?