Hurricane Claims FAQ
If my home has been damaged in a hurricane, what should I do first?
Taking care of your basic physical needs is important to ensure no one in your family becomes sick or injured from unsafe food, water, structures or facilities. You can also take appropriate steps to protect your property from further damage by having professional contractors, inspectors or appraisers review the extent of damages to your roof, foundation, drywall, garage or shed.
Then, you should contact an experienced and knowledgeable hurricane insurance lawyer, who can review your policy and help you to determine your coverage and policy terms. The attorney may send notice to the insurance agency about your damages.
Sending a notice letter to the insurer on your own can potentially harm your ability to make a successful claim. Insurance companies may use the contents of that letter to either wholly or partially deny your coverage in the future.
At Arnold & Itkin LLP, we have extensive experience in negotiating with insurance companies, and we have a record of securing successful verdicts and settlements for our clients throughout Texas, Louisiana, Alabama, Mississippi, Georgia and Florida. Our hurricane insurance lawyers know what to look for in your policy, what information and documentation will be needed to file a claim with an insurer and which qualified experts to hire should your claim become a legal dispute. For a free consultation, call Arnold & Itkin LLP today.