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Common Questions: Hurricane Claims

Do insurance companies really try to avoid paying the full value of hurricane insurance claims?

Many people believe that denying, delaying or making lowball settlement offers is a prevalent practice throughout the insurance industry. In fact, a lawsuit was filed by the Louisiana Attorney General in the aftermath of Hurricane Katrina, based on allegations that a study prepared by a prominent New York consulting firm, McKinsey Company, advised one insurance company to put up a fight when policyholders fought low settlement offers. The lawsuit alleged that insurance companies had “coerced their policyholders into settling their claims of damages for less than their value by editing engineering reports, by delaying payment and by forcing policyholders to litigate claims to receive full value.”

If you are a Gulf Coast homeowner or business owner who has been the victim of those kinds of insurance practices, you may be entitled to compensation under state laws that define and prohibit deceptive and unfair insurance practices. To learn more about your legal options, contact the Houston-based hurricane insurance lawyers at Arnold & Itkin LLP today. Our firm recovered more than $250 million for our clients in 2011. For a free consultation, call us today!
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